Terms of Use

Rules and guidelines for using SoFi's financial services responsibly.

Acceptance of Terms

By accessing or using SoFi services or website, you agree to these Terms of Use. If you do not accept these terms, please do not use our services or website.

Eligibility

SoFi services are intended for individuals who are 18 years or older (or the legal age in your jurisdiction). Users must provide accurate information and maintain the confidentiality of account credentials.

User Conduct

Content Responsibility

Members are responsible for the accuracy of information provided to SoFi. SoFi is not liable for consequences arising from member-provided data or financial requests.

Service Payments

Some SoFi services, including loans, credit cards, and investment accounts, may involve fees. Members are responsible for accurate payment and billing information. Payments are considered final unless otherwise stated.

Termination of Accounts or Services

SoFi reserves the right to suspend or terminate accounts if members violate these terms, provide false information, or engage in activities that pose risks to the platform, other members, or employees.

Limitation of Liability

SoFi is not responsible for damages or losses arising from the use of its services beyond what is explicitly stated in agreements or contracts. Members engage with services at their own discretion.

Changes to Terms

SoFi may update these Terms of Use at any time. Continued use of services indicates acceptance of the updated terms. Members are encouraged to review these terms regularly.

Contact Information

If you have questions about these Terms of Use, contact us: